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Student Credit Cards

Student Credit Cards help college students build a good credit history, which is essential later in life, when car loans and mortgages are necessary. Apply for a student credit card with no minimum income or co-signer requirements. Benefit from cash back rewards, introductory 0% balance transfers and 100% fraud protection.
Discover® Student Card - Monogram Collection
Credit Card
Apply for Credit Card
  • Built for actual exam-taking, power nap-loving students.
  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
Introrate
0.00%(6 Months)
APR (purchases)
13.99% / 20.99%
Annual fee
$0.00
Discover® Student Clear Card
Credit Card
Apply for Credit Card
  • Built for actual exam-taking, power nap-loving students.
  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
Introrate
0.00%(6 Months)
APR (purchases)
13.99% / 20.99%
Annual fee
$0.00
Discover® Student More Card
Credit Card
Apply for Credit Card
  • Built for actual exam-taking, power nap-loving students.
  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
Introrate
0.00%(6 Months)
APR (purchases)
13.99% / 20.99%
Annual fee
$0.00

The Benefits of Student Credit Cards

There are numerous benefits to getting a student credit card. College is expensive and student credit cards provide easy access to credit and enable you to take care of things financially. You want to be careful with this approach as interest will accumulate if the balance is not paid in full every month.

The credit lines on student credit cards are relatively small and therefore an excellent way to learn about the responsibilities of financial management without the dangers of getting into serious credit card debt and at the same time you build credit history.

Look for cards that offer the best incentives on your most frequent purchases. The cash back can be as high as 5% depending on the type of purchase. Compare student credit cards and read through the terms and conditions to find the card that will give you the highest rewards.

There are also other benefits offered by the credit card companies. Avoid paying interest during the first 6 to 12 months with a 0% introductory rate on balance transfers and purchases. Most cards also include $0 fraud liability if your card should get lost or stolen. All these benefits often come with no annual fee and easy online account services.

* Please see the credit card application for complete details about terms and conditions of each student credit card offer. We have made reasonable efforts to maintain accurate information for all credit card offers. However all credit card information is presented without warranty.