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Points Credit Cards

Reward Credit Cards allow you to earn points for all your purchases and can redeemed for a variety of rewards, such as merchandise, gift cards, and cash. These reward credit cards can be very beneficial, since the risk of not being able to redeem the points earned is very low, when there are so many choices.
American Express(R) Gold Card
Credit Card
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  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.
Introrate
None
APR (purchases)
None
Annual fee
$125.00
The Platinum Card(R) from American Express
Credit Card
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  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
  • Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
  • 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want.
  • FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
Introrate
None
APR (purchases)
None
Annual fee
$450.00

Redeeming Points on Your Reward Credit Card

One of the advantages of a reward credit card is that you can earn points with every purchase. It does not matter if you are shopping online, in a department store or paying utility bills with the credit card, you will still earn points.

To get the most out of your reward credit card it is important to know the details of the reward program. Some credit cards offer additional points for certain purchases and the credit card issuer frequently offers a signup bonus that gives the card holder a large amount of bonus points after first purchase.

The points you earn can be redeemed for all kind of rewards. Choose merchandise, cash or gift cards. Decide what type of reward is best for you and how many points are needed for reward redemption. You may find that there is a big difference between how many points are needed for certain items.

Some reward credit cards impose limits on the number of points that can be earned per year. Points earned could also expire before you get to use them, so make sure you are familiar with the reward program for the credit card of your choice.

* Please see the credit card application for complete details about terms and conditions of each credit card offer. We have made reasonable efforts to maintain accurate information for all credit card offers. However all credit card information is presented without warranty.