Instant Approval Credit Cards
Instant Approval Credit Cards can get you a decision within 60 seconds of submitting the online credit card application. Good or excellent credit is necessary in order to receive instant approval. In some cases more time may be needed to process your credit card application. Compare instant approval credit cards and apply today.
(4 instant approval credit cards)Page:1
Blue from American Express(R)
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- 0% Intro APR for 6 months on purchases.
- No Annual Fee.
- Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now.
- Express Approval. Get a decision in less than 60 seconds.
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APR (purchases) as low as15.24%(variable) |
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Blue Cash(R) from American Express
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- When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase.
- No Annual Fee.
- 0% Intro APR for 6 months on purchases.
- Express Approval. Get a decision in less than 60 seconds.
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APR (purchases) as low as17.24%(variable) |
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Starwood Preferred Guest(R) Credit Card from American Express
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- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.
- No annual fee for the first year and $45 thereafter.
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners.
- Express Approval. Get a decision in less than 60 seconds.
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APR (purchases) 15.24%(variable) |
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Platinum Delta SkyMiles(R) Credit Card from American Express
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- Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember.
- Earn one companion Coach Class ticket each year upon renewal.
- Earn at least 1 mile for every eligible dollar spent.
- Miles never expire and there is no cap on the miles you can earn.
- Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card.
- Express Approval. Get a decision in less than 60 seconds.
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APR (purchases) 14.50%(variable) |
Annual fee $150.00per year |
(4 instant approval credit cards)Page:1
Get a Decision with Instant Approval Credit Cards
When applying for a new credit card it is nice to get the card as quickly as possible and be able to use it for the intended purpose. You have that option with instant approval credit cards where a decision is made in less than one minute.
You generally need good or excellent credit to get an instant decision, since it is a completely automated process. If you have some inaccuracies on your credit report or less than perfect credit, then more time will be required to process the application.
The application process it self may be instant, but keep in mind that you need to allow time for the actual credit card to be mailed out before you can use it and that takes about a week.
A credit card offer with an instant decision does not mean you have to give up on other features. You will still be able to find a low interest credit card, receive the introductory rate or get a signup bonus, such as miles towards a free flight.
Every time you apply for a credit card it affects your credit score. If you get denied credit on your first two credit cards perhaps there is an issue with your credit report that prevents you from getting an instant approval and it is better to figure out any potential problems before further inquiries will lower your credit score.
* Please see the credit card application for complete details about terms and conditions of each instant approval credit card offer.
We have made reasonable efforts to maintain accurate information for all credit card offers. However all credit card information is presented without warranty.
