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Cash Back Credit Cards

Cash Back Credit Cards get you back a percentage of all your purchases. Earn as much as 5% cash back on everyday purchases such as gas, grocery store, or drugstores. Compare all the cash back credit cards and find the card that will reward your spending habit the most.
Discover® More Card
Credit Card
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  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR.
  • 0% intro APR on purchases for a full 6 months, then the Regular APR.
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • No Annual Fee.
Introrate
0.00%(6 Months)
APR (purchases)
11.99% / 20.99%
Annual fee
$0.00
Blue Cash(R) from American Express
Credit Card
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  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase.
  • No Annual Fee.
  • 0% Intro APR for 6 months on purchases.
  • Express Approval. Get a decision in less than 60 seconds.
Introrate
See Terms
APR (purchases)
17.24% / 21.24%
Annual fee
$0.00
TrueEarnings(R) Card from Costco and American Express
Credit Card
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  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.
  • No Annual Fee with your paid Costco Membership.
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
  • No Limit on the Cash Back earned.
Introrate
See Terms
APR (purchases)
15.24%(variable)
Annual fee
$0.00
Discover® MotivaCard
Credit Card
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  • Cash rewards for your good credit management.
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account.
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall.
  • Up to 1% unlimited Cashback Bonus on all other purchases.
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR.
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR.
Introrate
3.99%(12 Months)
APR (purchases)
11.99% / 20.99%
Annual fee
$0.00

Maximize your rewards with cash back credit cards

Earn a rebate on the money you spend with a cash back credit card. Many of the best cash back credit cards offer up to 5% cash back on every day purchases at grocery stores, drug stores and gas stations. You also earn a 1% rebate on all your other purchases.

The typical family can probably earn $500 just by using the card for every day purchases and if steps are taken to maximize the rewards you can earn even more. Make sure to get additional cards for family members, so they can charge their purchases on the card. Charge everything on the card and not just the everyday purchases getting 5% cash back. Paying the monthly bills with your card instead of directly from your bank account will save you 1% and you would have had to pay the bills anyways.

Small business owners can also earn up to 5% cash back with business credit cards on purchases typical for your business such as office supplies.

Make sure you have the money to pay off the credit card bill in full each month. If you carry a balance the interest will take away any benefit you get from earning cash back and you may be better off charging as little as possible on a low interest credit card.

* Please see the credit card application for complete details about terms and conditions of each cash back credit card offer. We have made reasonable efforts to maintain accurate information for all credit card offers. However all credit card information is presented without warranty.